At McCarthy Toyota of Sedalia, we are committed to making your car-buying experience as easy and hassle-free as possible. We believe that everyone should have the opportunity to drive a quality new or used vehicle from our Sedalia Toyota dealership. That's why our dealers and financing experts go the extra mile to help you buy or lease the car that you want, even if you have less than perfect credit. Our goal: get you approved, plain and simple.
But how does the Toyota financing and leasing process work?
Step 1: Submit a Lease & Auto Loan Application
Filling out paperwork and waiting to get approved for financing can be stressful and frustrating. We cut through the red tape by simplifying the credit approval process. When you visit our Toyota motor finance department, just submit a loan application. If you're shopping online, you can save time by filling out our online credit application. Our Toyota finance professionals will look over your application and determine the rates, terms, and down payment you're eligible for or need.
As a general guide, McCarthy Toyota of Sedalia offers the following auto financing perks:
Our team of friendly, knowledgeable, and courteous finance professionals works with all car shoppers, no matter their credit history. If you've got poor credit, we'll help customize a financing plan to fit your budget. Making consistent and on-time payments will not only improve your credit score, but it may also make it easier for you to get better auto loan terms in the future.
Step 2: Set a Budget & Find Your Vehicle
Once you've been approved for a car loan or lease, you should begin determining a budget. Use our handy online payment calculator to estimate your potential monthly payments based on your approved APR, term length, down payment, and vehicle price.
If the estimated monthly payment fits into your budget, it's time to start the hunt for your next new or used vehicle. Browse our selection of new Toyota models, pre-owned cars, and CPO Toyotas to get an idea of all that we can offer. Also be sure to look at our current new Toyota deals and used car specials for additional money-saving opportunities.
Step 3: Test Drive & Sign
From there, simply call our McCarthy Toyota of Sedalia dealership to schedule a test drive in your preferred ride. We'll hand you the keys to any new Toyota or used vehicle in our lot so that you can take it for a swing around Sedalia or Whiteman, MO. When you're ready to become a new car owner, step into our financing department, and we'll get the paperwork finalized.
Finance or Lease at McCarthy
Don't let credit issues stop you from driving the new Toyota or pre-owned car you deserve. Our Sedalia auto finance specialists will work hard to get you the best rates and lowest monthly payments possible. And if credit problems aren't an issue, you can take advantage of even more money-saving financing options-just ask us about all our available deals.
Get the car you want at a price you can afford from McCarthy Toyota of Sedalia. Contact us at 660-826-5400 or stop by our dealership at 3110 West Broadway in Sedalia, MO.